We are seeking an experienced Business Analyst / Corporate Banking SME to support large-scale Temenos T24 Core Banking transformation programs across Retail and Corporate Banking operations. The ideal candidate will have extensive experience in Middle East banking, strong expertise in Retail, Corporate, and Islamic Banking, and proven hands-on experience with Temenos T24, Islamic AA, and TPH implementations. The role will focus on business requirements, operating model transformation, process mapping, data migration, testing, business readiness, and stakeholder management. Key Responsibilities Business Analysis & Requirements Management Gather, analyze, and document business requirements for T24 transformation programs. Prepare and maintain:Business Requirement Documents (BRDs) Functional Specification Documents (FSDs) Process Documentation Requirement Traceability Manage requirements, scope control, and change requests. Conduct workshops with business and operations stakeholders. Coordinate requirements with implementation partners and vendors. Retail & Corporate Banking Operations Act as a Retail & Corporate Banking Operations SME for back-office transformation. Support banking operations covering:Accounts Deposits Financing Payments Corporate Banking Islamic Banking Analyze existing operational processes and identify improvement opportunities. Define business rules and operational workflows. Core Banking Transformation Support end-to-end Temenos T24 / Temenos Transact transformation initiatives. Participate in current-state assessment and future-state solution design. Perform business process mapping and gap analysis. Define and validate the Target Operating Model (TOM). Ensure future-state processes align with business and operational objectives. Islamic Banking Provide SME expertise for Islamic Banking transformation initiatives. Support Temenos Islamic AA and TPH implementations. Validate Islamic banking business processes, products, rules, and operational requirements. Work closely with functional and technical teams to ensure Islamic banking requirements are correctly implemented. Data Migration & Reconciliation Support data migration planning and execution. Define data mapping and transformation requirements. Support data cleansing and validation activities. Validate migrated customer, account, deposit, financing, and transaction data. Support balance reconciliation and migration validation. Identify and resolve data migration issues. Testing & UATLead business participation in testing activities. Prepare business test scenarios and UAT test cases. Support:System Integration Testing (SIT) User Acceptance Testing (UAT) Regression Testing Validate requirements against implemented functionality. Lead defect triage and coordinate defect resolution. Support business sign-off and production readiness. Change Management & Business Readiness Develop operational readiness plans. Prepare Standard Operating Procedures (SOPs). Develop user manuals and operational documentation. Conduct business-user training. Support change adoption and transition activities. Ensure business teams are prepared for the new T24 operating environment. Stakeholder & Vendor Management Work closely with:Business Users Retail Banking Teams Corporate Banking Teams Operations Teams IT Teams Product Owners Project Managers Implementation Partners Vendors Facilitate workshops and business discussions. Coordinate with vendors and implementation partners. Provide regular updates on requirements, testing, migration, risks, and business readiness. Governance & Documentation Maintain project and business-analysis documentation. Ensure requirements and changes are properly governed. Support project governance and implementation reviews. Maintain traceability between business requirements, configuration, testing, and sign-off. Support audit and compliance requirements where applicable. Required Experience11+ years of experience in Temenos Core Banking transformation programs. Proven experience as a Business Analyst / SME in T24 transformation projects. Strong hands-on experience with Temenos T24 / Transact. Strong Middle East / GCC banking experience. Extensive Retail Banking and Corporate Banking operations experience. Strong Islamic Banking domain knowledge.5+ years of experience in Islamic AA and TPH implementations. Experience supporting data migration, cleansing, mapping, and reconciliation. Strong experience in SIT, UAT, defect management, and business validation. Client-facing consulting experience. Experience working in multi-vendor implementation environments. Mandatory Skills Temenos T24 / Temenos Transact Core Banking Transformation Retail Banking Corporate Banking Islamic Banking Islamic AATPHBanking Operations Business Analysis BRD / FSDRequirements Gathering Scope Management Business Process Mapping Gap Analysis Target Operating Model (TOM) Business Rules Data Migration Data Cleansing Data Mapping Balance Reconciliation SIT / UATDefect Triage Requirement Validation Change Management SOP Development User Manuals Business Training Vendor Management Stakeholder Management